{"id":32053,"date":"2019-01-30T13:19:40","date_gmt":"2019-01-30T11:19:40","guid":{"rendered":"https:\/\/travelcargo.fi.testwww.yritysweb.fi\/?page_id=32053"},"modified":"2026-03-19T14:50:19","modified_gmt":"2026-03-19T14:50:19","slug":"moving-insurance","status":"publish","type":"page","link":"https:\/\/travelcargo.fi\/en\/moving-insurance\/","title":{"rendered":"International Removals Insurance Information"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"32053\" class=\"elementor elementor-32053\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71639db e-flex e-con-boxed e-con e-parent\" data-id=\"71639db\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df8553c elementor-widget elementor-widget-heading\" data-id=\"df8553c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MOVING INSURANCE FOR INTERNATIONAL REMOVALS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75d4736 e-flex e-con-boxed e-con e-parent\" data-id=\"75d4736\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cff3b4c elementor-widget elementor-widget-text-editor\" data-id=\"2cff3b4c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><h4>Why consider insurance?<\/h4><p>Even with expert planning and packing, international moves involve risks beyond our control \u2014 especially during air, sea, or road transport. That&#8217;s why we recommend obtaining additional insurance coverage to protect your belongings in case of loss or damage.<\/p><p>________________________________________<\/p><h4>Insurance through a trusted partner.<\/h4><p>We work in cooperation with Oskar Schunck GmbH &amp; Co, a specialist in logistics insurance, to offer high-quality protection for your shipment. Insurance is always quoted separately and arranged directly through our partner.<br \/>________________________________________<\/p><h4>Coverage options<\/h4><p>You can choose between three types of coverage, depending on how your goods are packed:<\/p><table><thead><tr><th><strong>Coverage Type<\/strong><\/th><th><strong>Details<\/strong><\/th><th><strong>Terms (ICC)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Basic<\/strong><\/td><td>Limited cover for fire, theft, traffic accidents, and total loss. Only for owner-packed goods.<\/td><td>ICC (B)<\/td><\/tr><tr><td><strong>Comprehensive<\/strong><\/td><td>Full coverage for professionally packed goods, including breakage and partial damage. Also covers storage for up to 120 days.<\/td><td>ICC (A)<\/td><\/tr><tr><td><strong>Superior<\/strong><\/td><td>Includes all Comprehensive cover plus compensation for pairs and sets, depreciation, financial loss, and underinsurance waiver.<\/td><td>ICC (A) + Extensions<\/td><\/tr><\/tbody><\/table><p>________________________________________<\/p><h4><strong>Premiums<\/strong><\/h4><table><thead><tr><th><strong>Region<\/strong><\/th><th><strong>Basic<\/strong><\/th><th><strong>Comprehensive<\/strong><\/th><th><strong>Superior<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Europe<\/td><td>2%<\/td><td>2.2%<\/td><td>2.5%<\/td><\/tr><tr><td>Rest of the world<\/td><td>2.5%<\/td><td>3%<\/td><td>3.3%<\/td><\/tr><\/tbody><\/table><p><strong>Minimum premium:<\/strong> \u20ac100<\/p><p><em>Vehicles and boats are insured at depreciated value with a \u20ac100 deductible. Their premiums are calculated separately.<\/em><br \/>________________________________________<\/p><h4>How to value your goods<\/h4><p>To insure your shipment, you&#8217;ll need to complete a valued inventory list based on the current replacement value (&#8220;new for old&#8221;). This means estimating the cost to buy the same or similar item at your destination \u2014 or at origin, plus freight costs. Over- or underestimation may affect compensation.<br \/>________________________________________<\/p><h4><strong>What\u2019s not covered?<\/strong><\/h4><p class=\"\" data-start=\"143\" data-end=\"243\"><strong data-start=\"143\" data-end=\"170\">Excluded items include:<\/strong><br data-start=\"170\" data-end=\"173\" \/>Cash, jewelry, documents, plants, animals, coins, and precious metals.<\/p><p class=\"\" data-start=\"245\" data-end=\"424\"><strong data-start=\"245\" data-end=\"274\">Excluded damages include:<\/strong><br data-start=\"274\" data-end=\"277\" \/>\u2022 Wear and tear, aging materials, glue loosening, etc.<br data-start=\"331\" data-end=\"334\" \/>\u2022 Electrical or mechanical failure not caused by impact<br data-start=\"389\" data-end=\"392\" \/>\u2022 Breakage of owner-packed items<\/p><p class=\"\" data-start=\"245\" data-end=\"424\">Coverage is subject to insurer terms and may include exclusions based on geopolitical or regional risks.<\/p><p class=\"\" data-start=\"245\" data-end=\"424\">________________________________________<\/p><h4 data-start=\"245\" data-end=\"424\">Claims process<\/h4><p class=\"\" data-start=\"245\" data-end=\"424\">Check your goods immediately upon delivery and report visible damage to our team onsite. Hidden damages must be reported in writing within 30 days of delivery. We&#8217;ll assist you with the claim process from start to finish.<br \/>________________________________________<\/p><h4 data-start=\"245\" data-end=\"424\">Want full details?<\/h4><p class=\"\" data-start=\"245\" data-end=\"424\">We&#8217;re happy to provide full policy terms and a copy of the <a href=\"https:\/\/www.huolintaliitto.fi\/media\/nsab-2015_eng.pdf\" target=\"_blank\" rel=\"noopener\">Institute Cargo Clauses (ICC)<\/a>. Please contact us for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>MOVING INSURANCE FOR INTERNATIONAL REMOVALS \u00a0 Why consider insurance? Even with expert planning and packing, international moves involve risks beyond our control \u2014 especially during air, sea, or road transport. That&#8217;s why we recommend obtaining additional insurance coverage to protect your belongings in case of loss or damage. ________________________________________ Insurance through a trusted partner. We [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-32053","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/32053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/comments?post=32053"}],"version-history":[{"count":12,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/32053\/revisions"}],"predecessor-version":[{"id":42918,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/32053\/revisions\/42918"}],"wp:attachment":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/media?parent=32053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}