{"id":42087,"date":"2025-05-14T09:01:36","date_gmt":"2025-05-14T09:01:36","guid":{"rendered":"https:\/\/travelcargo.fi\/?page_id=42087"},"modified":"2026-03-19T14:49:48","modified_gmt":"2026-03-19T14:49:48","slug":"international-removals-insurance-information","status":"publish","type":"page","link":"https:\/\/travelcargo.fi\/en\/international-removals-insurance-information\/","title":{"rendered":"Insurance information"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"42087\" class=\"elementor elementor-42087\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7096ec e-flex e-con-boxed e-con e-parent\" data-id=\"f7096ec\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea93e4a elementor-widget elementor-widget-heading\" data-id=\"ea93e4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MOVING INSURANCE FOR INTERNATIONAL REMOVALS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7af9c5e e-flex e-con-boxed e-con e-parent\" data-id=\"7af9c5e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d80ae29 elementor-widget elementor-widget-text-editor\" data-id=\"d80ae29\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<h4>Why consider insurance?<\/h4>\nEven with expert planning and packing, international moves involve risks beyond our control \u2014 especially during air, sea, or road transport. That&#8217;s why we recommend obtaining additional insurance coverage to protect your belongings in case of loss or damage.\n\n________________________________________\n<h4>Insurance through a trusted partner.<\/h4>\nWe work in cooperation with Oskar Schunck GmbH &amp; Co, a specialist in logistics insurance, to offer high-quality protection for your shipment. Insurance is always quoted separately and arranged directly through our partner.\n________________________________________\n<h4>Coverage options<\/h4>\nYou can choose between three types of coverage, depending on how your goods are packed:\n<table>\n<thead>\n<tr>\n<th><strong>Coverage Type<\/strong><\/th>\n<th><strong>Details<\/strong><\/th>\n<th><strong>Terms (ICC)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Basic<\/strong><\/td>\n<td>Limited cover for fire, theft, traffic accidents, and total loss. Only for owner-packed goods.<\/td>\n<td>ICC (B)<\/td>\n<\/tr>\n<tr>\n<td><strong>Comprehensive<\/strong><\/td>\n<td>Full coverage for professionally packed goods, including breakage and partial damage. Also covers storage for up to 120 days.<\/td>\n<td>ICC (A)<\/td>\n<\/tr>\n<tr>\n<td><strong>Superior<\/strong><\/td>\n<td>Includes all Comprehensive cover plus compensation for pairs and sets, depreciation, financial loss, and underinsurance waiver.<\/td>\n<td>ICC (A) + Extensions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n________________________________________\n<h4><strong>Premiums<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th><strong>Region<\/strong><\/th>\n<th><strong>Basic<\/strong><\/th>\n<th><strong>Comprehensive<\/strong><\/th>\n<th><strong>Superior<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Europe<\/td>\n<td>2%<\/td>\n<td>2.2%<\/td>\n<td>2.5%<\/td>\n<\/tr>\n<tr>\n<td>Rest of the world<\/td>\n<td>2.5%<\/td>\n<td>3%<\/td>\n<td>3.3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<strong>Minimum premium:<\/strong> \u20ac100\n\n<em>Vehicles and boats are insured at depreciated value with a \u20ac100 deductible. Their premiums are calculated separately.<\/em>\n________________________________________\n<h4>How to value your goods<\/h4>\nTo insure your shipment, you&#8217;ll need to complete a valued inventory list based on the current replacement value (&#8220;new for old&#8221;). This means estimating the cost to buy the same or similar item at your destination \u2014 or at origin, plus freight costs. Over- or underestimation may affect compensation.\n________________________________________\n<h4><strong>What\u2019s not covered?<\/strong><\/h4>\n<p data-start=\"143\" data-end=\"243\"><strong data-start=\"143\" data-end=\"170\">Excluded items include:<\/strong><br data-start=\"170\" data-end=\"173\" \/>Cash, jewelry, documents, plants, animals, coins, and precious metals.<\/p>\n<p data-start=\"245\" data-end=\"424\"><strong data-start=\"245\" data-end=\"274\">Excluded damages include:<\/strong><br data-start=\"274\" data-end=\"277\" \/>\u2022 Wear and tear, aging materials, glue loosening, etc.<br data-start=\"331\" data-end=\"334\" \/>\u2022 Electrical or mechanical failure not caused by impact<br data-start=\"389\" data-end=\"392\" \/>\u2022 Breakage of owner-packed items<\/p>\n<p data-start=\"245\" data-end=\"424\">Coverage is subject to insurer terms and may include exclusions based on geopolitical or regional risks\n________________________________________<\/p>\n\n<h4 data-start=\"245\" data-end=\"424\">Claims process<\/h4>\n<p data-start=\"245\" data-end=\"424\">Check your goods immediately upon delivery and report visible damage to our team onsite. Hidden damages must be reported in writing within 30 days of delivery. We&#8217;ll assist you with the claim process from start to finish.\n________________________________________<\/p>\n\n<h4 data-start=\"245\" data-end=\"424\">Want full details?<\/h4>\n<p data-start=\"245\" data-end=\"424\">We&#8217;re happy to provide full policy terms and a copy of the <a href=\"https:\/\/www.huolintaliitto.fi\/media\/nsab-2015_eng.pdf\" target=\"_blank\" rel=\"noopener\">Institute Cargo Clauses (ICC)<\/a>. Please contact us for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>MOVING INSURANCE FOR INTERNATIONAL REMOVALS &nbsp; Why consider insurance? Even with expert planning and packing, international moves involve risks beyond our control \u2014 especially during air, sea, or road transport. That&#8217;s why we recommend obtaining additional insurance coverage to protect your belongings in case of loss or damage. ________________________________________ Insurance through a trusted partner. We [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-42087","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/42087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/comments?post=42087"}],"version-history":[{"count":6,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/42087\/revisions"}],"predecessor-version":[{"id":42915,"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/pages\/42087\/revisions\/42915"}],"wp:attachment":[{"href":"https:\/\/travelcargo.fi\/en\/wp-json\/wp\/v2\/media?parent=42087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}