MOVING INSURANCE FOR INTERNATIONAL REMOVALS
Why consider insurance?
Even with expert planning and packing, international moves involve risks beyond our control — especially during air, sea, or road transport. That’s why we recommend obtaining additional insurance coverage to protect your belongings in case of loss or damage.
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Insurance through a trusted partner.
We work in cooperation with Oskar Schunck GmbH & Co, a specialist in logistics insurance, to offer high-quality protection for your shipment. Insurance is always quoted separately and arranged directly through our partner.
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Coverage options
You can choose between three types of coverage, depending on how your goods are packed:
| Coverage Type | Details | Terms (ICC) |
|---|---|---|
| Basic | Limited cover for fire, theft, traffic accidents, and total loss. Only for owner-packed goods. | ICC (B) |
| Comprehensive | Full coverage for professionally packed goods, including breakage and partial damage. Also covers storage for up to 120 days. | ICC (A) |
| Superior | Includes all Comprehensive cover plus compensation for pairs and sets, depreciation, financial loss, and underinsurance waiver. | ICC (A) + Extensions |
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Premiums
| Region | Basic | Comprehensive | Superior |
|---|---|---|---|
| Europe | 2% | 2.2% | 2.5% |
| Rest of the world | 2.5% | 3% | 3.3% |
Minimum premium: €100
Vehicles and boats are insured at depreciated value with a €100 deductible. Their premiums are calculated separately.
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How to value your goods
To insure your shipment, you’ll need to complete a valued inventory list based on the current replacement value (“new for old”). This means estimating the cost to buy the same or similar item at your destination — or at origin, plus freight costs. Over- or underestimation may affect compensation.
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What’s not covered?
Excluded items include:
Cash, jewelry, documents, plants, animals, coins, and precious metals.
Excluded damages include:
• Wear and tear, aging materials, glue loosening, etc.
• Electrical or mechanical failure not caused by impact
• Breakage of owner-packed items
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Claims process
Check your goods immediately upon delivery and report visible damage to our team onsite. Hidden damages must be reported in writing within 30 days of delivery. We’ll assist you with the claim process from start to finish.
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Want full details?
We’re happy to provide full policy terms and a copy of the Institute Cargo Clauses (ICC). Please contact us for more information.